Loans and Deposits

Loan decisions are always made right here, so you get an answer when you need it. Our comfortable size does not limit our expertise or financial resources.

From small businesses to larger enterprises, we offer loan services tailored to your needs.

Our mortgage programs offer competitive rates for various types of loans, including new home construction, refinancing, and the purchase of property.

We make loans using many different types of collateral with terms appropriate to the loan request. For more detailed information regarding our exceptional loan programs, please contact one of our loan officers or drop by one of our convenient locations.

• Micah Boles – 876608
• John Gilliam – 811684
• Ryan Ledlow – 1696413
• Roger Parks – 811680
• Bryant Schuetz – 816150

Our checking account types range from traditional full-feature checking to a low-cost all-electronic account. Click here for our Product and Services Brochure.

Choose our classic savings account or our Money Market account that offers limited check-writing capabilities.

Our Time Deposits and Individual Retirement Accounts offer our highest interest rates. Terms range from six months to five years.

We offer deposit accounts for different needs. Whether your business needs an inexpensive, basic account, a full-featured account with daily access to coins and currency, or something in between, we have options for you.

Likewise, we have consumer accounts with a variety of features and price ranges. Ask one of our new account representatives to help you choose the best account for your needs.

You can often get cash back when purchasing with your debit card, but if you need more, we have several no-charge ATMs that you can use. Click here for locations.

If you are planning a trip to another country and would like some of their currency before you go, we can help. Please order at least a week in advance.

We offer the MasterCard Platinum card as well as the MasterCard World Card. Drop by any location for an application.

We have safe deposit boxes for rent at our Clifton, Ranch House, and Valley Mills locations. Sizes vary by location. Boxes are rented on an annual basis, and the rent will be automatically deducted from your checking account. Safe deposit boxes and their contents are not FDIC-insured.