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Welcome to First National Bank of Bosque County!

 

First National Bank of Bosque County has four offices located in Central Texas -- Clifton, Meridian, Valley Mills, and Waco. The Bank was established in 1908 and primarily serves Bosque County and western McLennan County with an emphasis on the areas surrounding Clifton, China Spring, Crawford, Cranfills Gap, Iredell, Meridian, Morgan, Speegleville, and Valley Mills.

 

Consumer Credit Application

Click the icon on the left to download a consumer loan application. After you have completed the application, you can fax it to a loan officer of your choice or bring it to the location that is most convenient to you. This form requires Adobe Reader.

Download Self Service Forms

Click the icon on the left to see a list of self service forms that are available for you to download. These forms require Adobe Reader.

ATM Locations

Click the icon on the left to see a list of our no-charge ATMs.  All of our ATMs offer drive up access and are available 24 hours a day, 7 days a week.

Credit Card Information

If you have a Visa or MasterCard from the Card Service Center with our name on it, you can access your account here. (Note: Debit card information is available through Internet Banking.)

Personal Banking Services

As a locally owned community bank we can offer you the personal service and flexibility that are not possible with larger banks while offering the products and services that you need.

 

Loans

Different types for different needs.

 

 

Loan decisions are always made locally, so you can get an answer when you need it. We can help you with vehicle loans, home loans, home equity loans, and more. Contact one of our loan officers to see how we can help you.

 

Checking Accounts

Better banking starts with better checking.

 

We offer several different checking accounts to suit your needs and preferences. All of our accounts feature easy to understand pricing with no hidden fees or surprises.

 

Savings & Time Deposits

Choose how you want to save.

 

We offer savings accounts, money market accounts, Certificates of Deposit, and IRAs all designed to help you save money.

 

Debit Cards

The convenient way to pay.

 

 

Our Visa debit card is convenient, lets you make faster payments, shows merchant detail on your statement, and shows in real time on your account as soon as the merchant sends us the information.

 

 

Bill Pay

Pay your bills online.

 

Our online bill payment service lets you pay anyone quickly and easily with just a few clicks of your mouse. Our user friendly interface is easy to use so you can get started quickly.

 

eStatements

Safe, speedy, and secure.

 

 

It's the safe and secure solution to receiving statements in the mail. And it's fast, too. You'll receive your eStatement days earlier than a traditional paper statement. Plus we store them for you -- for up to seven years!

 

Other Services

We have other services that may be of benefit to you.  These include:

 

Safe Deposit Boxes

 

Wire Transfers

 

Money Orders

 

Foreign currency

 

Prewards® are coupons on your debit card. Receive discounts at merchant locations without having to clip coupons or remember redemption codes!  Click here for more.

 

Business Banking Services

As a locally owned community bank we can offer your business the personal service and flexibility that you may not find with larger banks. We offer services to fit home-based businesses, small businesses, and larger commercial businesses.

Loans

Different types for different needs

 

 

Loan decisions are always made locally, so you can get an answer when you need it. Our comfortable size does not limit our expertise or financial resources -- we have the capacity to serve the needs of most small to medium sized businesses in our communities

 

Checking Accounts

Better banking starts with better checking

 

 

We offer several different checking accounts to fit the size and complexity of your business. Our Commercial checking is for those that need heavy cash services and our Basic Business account fits most everyone else.

 

Business Bill Pay

Pay your bills and your employees online

 

 

Our online bill payment service lets your business pay anyone quickly and easily -- which can also help your cash flow. Our user friendly interface is easy to use and you can also use the service to direct deposit your payroll.

 

Credit Card Acceptance

Allow your customers to use credit & debit cards

 

We offer merchant credit card processing that's easy and affordable. We also have the equipment that you need at reasonable prices. Our program lets you accept Visa and MasterCard, with options for Discover and American Express.

 

Business Debit Cards

with Visa Savings Edge

 

 

 

Our Visa debit card for businesses lets you make faster payments, shows merchant detail on your statement, offers higher limits than our consumer card, and gives you rebates from many merchants through the Visa Savings Edge program.

 

eStatements

Safe, speedy, and secure.

 

 

It's the safe and secure solution to receiving statements in the mail. And it's fast, too. You'll receive your eStatement days earlier than a traditional paper statement. Plus we store them for you -- for up to seven years!

 

Other Services

We have other services that may be of benefit to you.  These include:

 

Safe Deposit Boxes

 

Wire Transfers

 

Money Orders

 

Foreign currency

 

Clifton

Street Address:    1203 N. Avenue G, Clifton, TX 76634 (map)

Mailing Address:   PO Box 73, Clifton, TX 76634

Telephone:           254-675-6570; Fax 254-675-6451

Hours:                  Lobby - 9:00 AM to 2:00 PM M-F

                             Drive Thru - 8:00 AM to 4:00 PM M-Th

                                                 8:00 AM to 5:00 PM Friday

Meridian

Street Address:    115 S. Main Street, Meridian, TX 76665 (map)

Mailing Address:   PO Box 696, Meridian, TX 76665

Telephone:           254-435-6100; Fax 254-435-6085

Hours:                  Lobby - 9:00 AM to 4:00 PM M-F

 

Ranch House

Street Address:    8213 N. Highway 6, Waco, TX 76712 (map)

Mailing Address:   same

Telephone:           254-848-4777; Fax 254-848-4310

Hours:                  Lobby - 9:00 AM to 4:00 PM M-Th

                                          9:00 AM to 6:00 PM Friday

                             Drive Thru - 9:00 AM to 6:00 PM M-F

Valley Mills

Street Address:    418 Avenue C, Valley Mills, TX 76689 (map)

Mailing Address:   PO Box 278, Valley Mills, TX 76689

Telephone:           254-932-5345; Fax 254-932-5207

Hours:                  Lobby - 9:00 AM to 2:00 PM M-F

                             Drive Thru - 8:30 AM to 4:00 PM M-F

Contacts

The following information lists functions at each branch along with the responsible individuals as well as the branch phone number. You will also find phone numbers for lost debit cards, automated debit card PIN changes, and our Customer Line automated telephone banking system. For detailed branch information, please see the Locations tab.

Valley Mills

Telephone:  254-932-5345

Fax:  254-932-5207

Loans:  Micah Boles, J. Mark Gibson, Jose Picon

Accounts:  Coke Gibbs, Kari Witte

Bookkeeping: Dawn Underwood, Kari Witte

Wire Transfers: Coke Gibbs

ACH: Dawn Underwood, Kari Witte

Debit Cards

Lost Cards : Contact any Accounts person at any branch. After Hours call 1-800-528-2273

 

Automated PIN Change : 1-877-267-6913 or 1-513-534-2073

 

Customer Line

24 Hour Automated Information : 1-888-894-6913

 

Clifton

Telephone:  254-675-6570

Fax:  254-675-6451

Loans:  Bryant Schuetz

Accounts:  Debbie Young

Meridian

Telephone:  254-435-6100

Fax:  254-435-6085

Loans:  Roger Parks

Accounts:  Beth Poston

Ranch House

Telephone:  254-848-4777

Fax:  254-848-4310

Loans:  Patricia De La Hoya

Accounts:  Laura Burt

 

 

About First National Bank of Bosque County

First National Bank of Bosque County was organized in 1896, and received its National Charter in 1908.The main office of the Bank has been in the same location since that time.

 

Presidents of the Bank have been: Dr. W.T. McNeill, A.S. Tweedy, Roy Pool, James H. Sears, John Gilliam, Fern White, and J. Mark Gibson.

 

Owners of the Bank were originally Bosque County residents and ownership today is still held by long time Bosque County residents. The Bank has grown from $25,000 in total assets at its inception to over $100 million today. The Bank primarily serves Bosque County and western McLennan County with an emphasis on the cities of Clifton, China Spring, Crawford, Cranfills Gap, Iredell, Meridian, Morgan, Speegleville, and Valley Mills.

Directors

John Gilliam

J. Mark Gibson

Joe Hendirx

Olin Hudson

Jo Cash

Allison Gilliam

Officers

John Gilliam : Chairman of the Board

J. Mark Gibson : President and Chief Executive Officer

Micah Boles: Senior Vice President

Brent Rickels: Senior Vice President

Coke Gibbs: Vice President & Cashier

Aleene Hood: Vice President

Roger Parks: Vice President

Bryant Schuetz: Vice President

Zoe Sparks: Vice President

Jerry White: Vice President

Problems Logging In To Internet Banking

 

Some of our customers have reported difficulty accessing Internet Banking after upgrading to Internet Explorer 11. Microsoft is sending this "optional" upgrade out automatically, and it is not compatible with many websites.  If you are experiencing this problem as well, you will need to roll back to Internet Explorer 10 or switch to another browser.  We recommend you use Firefox from the non-profit Mozilla Foundation instead.  You can download it for free by clicking here.  You can also use Apple Safari (Mac or Windows) or Google Chrome to access Internet Banking.  If you want to keep using Internet Explorer, and you don't mind changing your settings, you can use this guide to make it work.

Debit Card Fraud Protection Alerts Available Via Free Text Message To Your Mobile Phone

 

Beginning in June 2013, we will begin sending free SMS/text alerts and Interactive Voice Response (IVR) messages to debit cardholders regarding suspicious Debit card transactions. We will use existing phone numbers on file to make contact with you, and can identify whether a phone number is a landline or mobile number and contact you accordingly.  If the number is a mobile number, we will use a free texting service to send a text alert to you with notification and instructions.  If the number is a land line, we will initiate a call to you via IVR.   Click here for more information.

Video Training to Help Protect Your Business from Malware

 

First National Bank of Bosque County is providing on-line training for free that will help protect your business from malware, and help keep Internet Banking safe.  The training is divided into three modules and all three can be completed in about 45 minutes.  Click here to access the Security Information Center.

 

 

Windows 8 and Internet Banking

 

Some of our customers have reported difficulty seeing and answering the security questions posed by

Internet Banking when they are using Windows 8. Please click here for more information if you are

experiencing this problem as well.

 

© Copyright 1998 - 2014  First National Bank of Bosque County.  All rights reserved.     www.fnbbosque.com